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Terms of Service

Effective Date: October 25, 2025

1. Acceptance of Terms

By accessing and using Alveon Financial Tracker ("Alveon", "Service", "Application"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

2. Description of Service

Alveon is a personal financial tracking application that helps users manage their income, expenses, budgets, and financial goals. The Service is available through:

  • Telegram Bot
  • Web Application (app.alveon.app)
  • Mobile Applications (iOS and Android)

3. User Accounts

3.1 Account Creation

To use Alveon, you must create an account by:

  • Signing up with email and password
  • Using Google OAuth authentication
  • Using Telegram authentication

3.2 Account Security

You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized access

3.3 Account Termination

You may delete your account at any time through the Settings page. We reserve the right to suspend or terminate accounts that violate these Terms.

4. User Conduct

You agree NOT to:

  • Use the Service for any illegal purposes
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the Service
  • Upload malicious code or viruses
  • Impersonate another person or entity
  • Scrape, copy, or redistribute our content without permission
  • Use automated systems (bots) to access the Service without authorization

5. Data and Privacy

Your use of Alveon is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using the Service, you consent to our data practices as described in the Privacy Policy.

Read our Privacy Policy

6. Intellectual Property

6.1 Our Rights

All content, features, and functionality of Alveon (including but not limited to software, text, graphics, logos, and designs) are owned by Alveon and are protected by international copyright, trademark, and other intellectual property laws.

6.2 Your Rights

You retain all rights to the financial data you input into Alveon. You can export and delete your data at any time.

7. Subscription and Payments

7.1 Free and Premium Plans

Alveon offers both free and premium subscription plans:

  • Free Plan: Basic financial tracking features
  • Premium Plans: Advanced features including AI chat, unlimited goals, and priority support

7.2 Payment Terms

  • Premium subscriptions are billed monthly or annually
  • Payments are processed through secure third-party payment providers (YooKassa)
  • All fees are non-refundable unless required by law

7.3 Cancellation

You may cancel your premium subscription at any time. Your access to premium features will continue until the end of your current billing period.

8. Disclaimers

8.1 Service Availability

Alveon is provided "as is" and "as available" without warranties of any kind. We do not guarantee that the Service will be uninterrupted, secure, or error-free.

8.2 Financial Advice

Alveon does NOT provide financial, investment, or tax advice.The Service is a tool for tracking and organizing your financial data. You should consult with qualified professionals for financial advice.

8.3 Data Accuracy

While we strive for accuracy, we do not guarantee that all features (such as AI-powered categorization) will be 100% accurate. You are responsible for reviewing and verifying your financial data.

9. Limitation of Liability

To the maximum extent permitted by law, Alveon and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits or revenue
  • Loss of data
  • Loss of business opportunities
  • Financial losses resulting from use of the Service

Our total liability shall not exceed the amount you paid us in the 12 months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless Alveon, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any third-party rights

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes via email or in-app notification. Your continued use of the Service after changes constitutes acceptance of the updated Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Alveon operates, without regard to its conflict of law provisions.

13. Dispute Resolution

Any disputes arising from these Terms or your use of the Service shall be resolved through:

  • Good faith negotiation between the parties
  • Mediation if negotiation fails
  • Binding arbitration as a last resort

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

15. Contact Information

If you have questions about these Terms, please contact us: